I am trying to illustrate how it is more important to make tenants responsible for utilities in Baltimore than elsewhere. 

I generally do not like doing this - Garbage in, garbage out but this is an ILLUSTRATION.

I'd take care of the materials costs, knowing what I want, and he'd just have to show up with a promise of cash upon completion.Yes, knowing exactly what a job like this entails is a big part of what helps make DIY investing profitable, but it illustrates a good point.

I really appreciate you giving a real life example to illustrate your point!

And of course screening is key but this is just a hypothetical question to illustrate the point. 

@Justin TippensIf you go for owner financing make sure you illustrate why it will benefit the owner.

Previously, tenants who paid on the 5th at a local branch had their payment posted to our account immediately so that (a) we could see that they paid, and (b) we were given provisional credit on that money that we could use to pay for debt service, etc.This new bank now processes payments much more slowly, and this has created the following concern illustrated in this example:Tenant pays rent the morning of the 5th (a Saturday), but the money wasn't available to us until the 8th.  

I am just trying to illustrate some of the data I have used in the past.

If this is of concern, I'd recommend deactivating Instant Booking on AirBnB on/before 8/22/22 to continue your allowance for penalty-free screening or cancellation of guest bookings that don't work for your needs.Current policy: $50 USD for cancellations of reservations > 7d before check-in $100 USD for cancellations < 7 days before check-inNew Policy (as of 8/22/22): $50 - $1,000> 30d out: 10% of reservation 48h - 30d out: 25% of reservation< 48h of check-in 50% of reservation)A simple example in actual dollars is helpful to illustrate potential host impact here:Take a $500/night, weeklong rental ($3,500 - not including 17% AirBnB fees of $595) cancelled by a host on AirBnb.

Took me a year to finish.If you are handy you can do most of it with the help of some YouTube videos and illustrated DIY books - check out the book section at menards, they have excellent guides!