Conventional loans are the loans governed by Fannie Mae and Freddie Mac (if you recognize those names) and they are the lowest rate and best terms on a loan you can find.  

I work in the Automotive sector for a leading premium German car manufacturer and am fortunate that I can also say that it's also my hobby.

Conventional loans are governed by Fannie Mae and Freddie Mac (if you recognize those names).  

@Cenddie Alaban there is a lot to your post so I will try to tackle it in pieces.For the most popular loan types (FHA/Conventional/VA/USDA) these loans are actually regulated by the federal government.  

Given that you clearly have a good grasp of the mechanics, I agree that if the value is peaking and you'd eventually just have to re-buy the property from the government, holding on to it long-term is maybe not the best course.

That keeps you focused on the commercial sector (for financing, learning numbers, etc.) and there's not a gigantic difference in 6-25 units (versus like 6-100 units). 

Despite what the government and pundits tell you they never went away.

There are charities and government services that will help people in bad circumstances. 

I feel like the government will be regulating more.

He may owe taxes also to government.