A combination of human error when inputting the data, a lack of QC and perhaps laziness.  

Well, here we are in 2016, and B2R now has "Dwell Financing."  

The regulations do not apply to:-primary residences-individual room rentals (less than the entire dwelling).

Shelter is a basic human need and they didn't hurt you by applying.

I do not have any contacts I can recommend personally but off the top of my head you may want to give a buzz to Habitat for Humanity. 

I mean it was because of the “unsafe condition” of the rental dwelling and not the massive quantities of alcohol they imbibed that was the cause, right? 

As a bonus, the municipality allows two family dwellings on lots zoned single family residential, so potentially four units could be put on this lot (if it is subdivided).

Tenants are extremely hard on appliances, it is not uncommon.Landlord Responsibilities: Landlord will at all times during the tenancy keep the premises fit for human habitation, and shall in particular:a.Cultivate, care for and mow surrounding grass, lawn, flowers, and shrubberyb.Maintain the premises to substantially comply with any applicable code, statue, ordinance, or regulation governing the premisec.Maintain the roof, floors, walls, foundations, and all other structural components in reasonable good repair as to be usable and capable of resisting normal loadsd.Keep any shared or common areas reasonable clean, sanitary, and safe from defects increasing the hazards of fire or accidente.Provide a reasonable program for the control of infestation by insects, rodents, and other pests at move in f.Except where the condition is attributable to normal wear and tear, make repairs and arrangements necessary to put and keep the premises in as good condition as at move ing.Provide reasonably adequate locks and provide keys to the tenanth.Maintain all electrical, plumbing (main lines), heating, and other facilities and appliances supplied by Landlord in reasonably good working orderi.Maintain the unit in reasonably weather tight conditionj.Provide facilities adequate to supply heat and water and hot water as reasonably required by the tenant

I dont just have a "lets-go, NOW" mentality, in fact, I probably am more "let-me-dwell-on-this-a-bit-and-by-bit-I-mean-a-month-or-two" before making decisions.  

It's a bit of land with improvements that fulfills the basic human need (Maslows Hierarchy of Needs), shelter.