In your case perhaps meeting the accountability partners that you are looking for.I would recommend attending... just stay disciplined and don't buy anything unless you are convinced your business can't move forward without it.I am doing a podcast series on this very topic... you can check it out here if you like... https://www.blogtalkradio.com/...Best of Luck!

David Tepper“The art of investment is the discipline of inaction in the absence of a good opportunity, but aggressive action when one is identified.”

This also forces you to be more disciplined - you will use your HELOC to grow your portfolio, rather than cashflow to waste in your personal life.

I always assumed (I know, not much discipline from the get-go but going to work on that for 2020) that I would work for an architecture firm and eventually get licensed.

It takes discipline, determination, and patience. 

However, it requires discipline, patience, and hard work. 

If you stay disciplined and buy right, you drastically reduce your risk of losing.

I know some large families that are honest, hard-working, responsible people that discipline their children and I know some people with one child that are absolute slobs that could care less if their kid writes on walls or swings from the chandelier.

But if you've been the one making sure the bills get paid, what makes you certain she will have the knowledge, resources, and discipline to handle making payments once you step out of the picture?  

For business thoughts, theories and concepts I recommend "The 10X Rule" by @Grant Cardone, "Never Split The Difference" by Chris Voss, "The 4 Disciplines of Execution" by Chris McChesney and Sean Covey and of course the classic "The E-Myth Revisited" by Michael Gerber.