This take time and your demonstrated ability to pay on time, not so much the amount of volume you do.

I'm the money on the deal and have approval rights (including ability to remove GC if things don't go well). 

I second the need for the ability to see if people are online.

There was a bill introduced last year -- House Bill 1171 -- that would have only allowed landlords to terminate a lease for failure to pay or for violating lease agreements.

Markets to look for: Without knowing your budget, it would be hard to say however, Florida is a very popular market for Canadian clients because of the positive cash flow and the ability to find affordable properties in high occupancy areas. 

And I'm actually concerned for their viability and ability to survive in the future.

It will only be problematic down the road and will limit your ability to exit to only owner occupied occupants.

The lender really needs only an MLS listing, copy of contract, proof of ability to close, and an estimated settlement sheet.

Here are some pros and cons of each approach to help you decide:Paying Cash for One Home and Refinancing LaterPros:No Mortgage Payments: You won't have monthly mortgage payments initially, which can reduce financial stress.Equity: You own the home outright, giving you full equity which can be used for refinancing.Lower Costs: No interest payments and possibly lower closing costs compared to having a mortgage.Better Negotiation Power: Cash buyers often have more negotiating power and can close deals faster.Cons:Opportunity Cost: Your cash is tied up in one property, potentially limiting your ability to invest in other opportunities.Refinancing Risks: Future interest rates may be higher, making refinancing more expensive.Market Fluctuations: Property values might decrease, affecting the amount you can refinance.Buying Four Homes with 20% Down on EachPros:Diversification: Owning multiple properties diversifies your investment, reducing risk.Rental Income: Potential rental income from multiple properties can generate cash flow.Appreciation: You benefit from the appreciation of multiple properties.Leverage: Using mortgages allows you to leverage your investments, potentially increasing your return on investment.Cons:Higher Debt: You'll have multiple mortgage payments, increasing your debt and financial obligations.Management: Managing multiple properties can be more complex and time-consuming.Market Risks: Market downturns can affect all properties, amplifying risks.Cash Flow: If rental income is not enough to cover mortgage payments, you could face cash flow issues.Considerations:Financial Stability: Assess your current financial stability and ability to handle mortgage payments and potential vacancies.Market Conditions: Consider current and projected real estate market conditions and interest rates.Investment Goals: Align your decision with your long-term investment goals and risk tolerance.Professional Advice: Consult with a financial advisor or real estate professional to get personalized advice based on your specific situation.If you prioritize lower risk and less debt, paying cash for one home might be the better option.

Currently I have the ability to purchase a single family residence for a price that won't cash flow unless I add an in-law suit of sorts.