@Harsaha LenkaI looked at the OM and it’s missing vacancy and collection loss and repairs and maintenance.  

You want to talk to Kurt Kelley at Mobile Insurance - kurt at mobile agency dot com

I'm exploring options to purchase a new home as a primary residence within a 3 hour drive of Houston George Bush Intl Airport (IAH) with a USDA loan that I could turn into an Airbnb to rent out when I am not there because I spend a lot of time overseas.

Go to AirBNB app and research which areas have the most listings, that usually means that its a HOT area and if you run it right you can succeed.  

I have never come across a situation like this so I’m reaching out to get some advice.

Exactly if its a hot deal cash just means you beat out the next guy who needs financing does not mean deep discount .. at least in markets were RE is sought after.

I currently work in marketing in the tech industry, but real estate has always been a passion of mine.

you are in the right place for learning . every day read as much as you can and soak up all the invaluable knowledge here on these posts .

Over the course of using Bigger Pockets I have had very degrees of opinions on who I should vote for concerning a post.When I first started using Bigger Pockets, I was too naïve to even think of voting for someone that took the time to answer one of my post.  

If you guys can just give me a week or so ( wife and I just had baby #2 ), I will set up a virtual meet up and look into doing one in person about a month out from now.