If you can demonstrate that your year-to-date capital gains are in line with previous years and you have documentation to support this (such as brokerage statements and tax records), an underwriter might include it in the income average.It's crucial to work with a knowledgeable mortgage broker or loan officer who understands your unique financial situation and can navigate the complexities of underwriting capital gains income and 1031 exchanges.

LLC is VERY IMPORTANT to organize in the correct states that don’t require formal records to maintain separation between LLC and personal.  

Additionally, ensure that you have issued and kept records of all required notices.

. - Seasoned with proven track record and positive reviews of performance.- Dependable, trustworthy and professional. - Weekends are workdays. 

Personally, I want to inspect each property, check county records and ordinances, come to understand the neighborhood including economics, crime, taxes, etc.

To address this, we verify the property owner per government records and use this information to vet imposters.Anything that seems suspicious will lead to us requesting an acceptable Letter of Explanation to address.Analyze IncomeMany landlords require a month of paystubs from applicants and just use these to calculate a monthly qualifying income.

We don't trust the landlord info they give us, we look up public records to see who actual owner is and then use whitepages.com to get their phone number.

If you do use financing the banks keep record of approved builders and GC's in your zipcode.

If your PM is worth their weight, they are using contractors with a proven track record that back up their work.

I've had lots of inquiries from small families who are interested in fewer bedrooms.The house meets the zoning requirements to be a duplex, and structurally, it seems like it might have been a duplex before, even though it's currently registered as a single-family home in city records.