Credit card payments can be disputed, checks/ACH payment.

For these options I’d start with the lowest rate option first then move in ascending order up in rate/cost but also consider the difficulty in getting the money and the time it takes as well (IE 401k loan takes 3-5 business days till the ACH deposit is in your account versus a conventional loan which might take 21-30 + days, or hard money 5-10 calendar days, fix/flip/bridge might take 12-18 calendar days).

Don't go to those buildings unless you have some muscle with you. 

This might cause you a legal head ache.2.

I'm just trying to find out what the benefits are for someone if they sell their house as a short sale and then file their bankruptcy, as opposed to not doing the sale and just doing a ch. 7?

And when rent is late, I only accept the full payment (rent+late fees) and only in certified funds (money order, cashiers check, cash, ACH) because I don't want to spend another week waiting for a check to clear (or bounce).You are creating additional confusion with your "$5 per day" late fee.

After my own reasearch I choose to go with tenant cloud and pay for there upgraded package to accept ACH payments with no fees and list to other platforms for vacancy’s.

From what I got out of our convo , was that your charge that fee because “ 4 plex are a head ach for you” that sounds like more of a personal problem...cAlling you out?

Ok, I am sitting here analyzing a deal - building my real estate math muscles! 

Try and find out what current deals make the experienced investors scar tissue ache, when they do their DD.