Find the real reason, then your deal will begin to materialize.

I can't believe materials and labor for laminate would be less than refinishing.

Any tips on where to even find the materials at this point? 

These are things that are cheaper when you hire contractors who specialize in those things, as they can get discounts on the materials, they own the tools and they can finish the job in probably a third the time as a handyman.For example, painters can generally get paint for 30-40% less than a handyman just based on quantities they buy. 

Are they buying all materials?

Google what it costs (labor rate) to install flooring and then look at cost-per-sq-ft materials at Home Depot.

They covered a ton of material and it was structured in a way that most universities do.

Based on average materials being used (vinyl siding, etc) Bldg envelope is 101’-4” x 41 = 4,154.67Two Stories = 8,309.33Apartment sizes: 993sqftSoft Costs: $25,000 Engineering: $5,500Architectural: $0 (Not sure if I will need architect yet.

When this policy has been in effect for 60 days or more, or at any time if it is a renewal with us, we may cancel:(1) If there has been a material misrepresentation of fact which if known to us would have caused us not to issue the policy; or(2) If the risk has changed substantially since the policy was issued. 

Now that I'm doing it full time, the need to be more organized with costs, contractor and materials scheduling etc. has become apparent.What software are you using to project manage your rehabs/flips?