But I know sometimes I may need to sell to get a larger lump sum up front to help with lack of any other income currently. 

This gives me access to a large network of skilled contractors, including plumbers, HVAC specialists, electricians, and general contractors.I’ve identified a promising opportunity with an auction property, but I’m unsure how to accurately estimate rehab costs with only a small window to do so.

The problem will be no larger than you allow it to be.  

Bigger Pockets is a great place for education and networking. 

Be sure to take advantage of the excellent tools and networking opportunities available on this platform.

I tend to have an easier/faster time renting my 2 bedroom units than the larger ones. 

I'll be flying out later this week to see some properties and to network at a local RE event. 

6.125% has P&I of $2625/month.5.75% has a P&I of $2521/monthThis is a $104 benefit.Paying $4400 more towards principle will reduce your payment to $2598, a $27/month savings.Math says buying the rate down has a larger net benefit to you up front, but it will take you 42 months to break even.

@Ruben VanDusenI am here to network, answer questions and also learn.

I will say this is one of several same-size plots split from a larger one and the others have been split in half the same as I'm planning.