There's a lot of value (even if a higher interest rate) to us finding a simple deal like this...We have great credit and solid income - I would think, for the right rate, there would be lenders out there jumping at the chance for these guaranteed returns - we'd even consider putting up the equity of the Texas home (and obviously the land itself) to secure some portion/all of the loan?

I know with a house hack it would cost less upfront to start but will guarantee a negative cashflow the first year.

From the folks I have talked to that have, they are their easiest tenants and guaranteed money. 

I'm a little pressed for time but check this link - https://www.irs.gov/businesses.... and Publication 523 for more information. 

The 2nd reason to stay away from park owned homes, is that you lose the advantage of the MHP, which is essentially a trapped tenant, because they own their house, and they cannot move it, you have a guaranteed renter. 

Link for VI Recorder of Deeds which includes St Croix and St Thomas.

The linked "fact sheet" is, well, oddly light on facts. 

That all depends on what promises or guarantees where made and what the contract says.

They provide a guarantee and come back out if I catch something in traps that are in locked spaces to find out how they got in and fix the problem.  

We use Harr & Associates over in the Clearwater area (they write policies across all of Florida)…https://www.harrinsurance.comContact info is on that link.