My wife just quit her job and has a decent 401k that we won’t be contributing to since we are down to one income now.

My contribution to this thread is still about 90% accurate for us.

Thanks for contributing to the community with your first post. 

I do not work right now and spend about 12 hours a day, 7 days per week, on learning about real estate investing with a current dream of being able to walk again someday, work,  and to contribute to my family again.I do not know why this happened but I will continue on. 

However, if you don't have "earned income" (as opposed to capital gains) then you cannot contribute to a Traditional IRA or HSA and deduct it from your taxable income.

Would you transfer a property to a charitable LLC or 1031 exchange?

I'm not sure on this but if the down payment is made as a capital contribution to the LLC that may work, the best thing to do is talk to multiple lenders

Likely leaning on funding deals with a HELOC on our primary, and I'm still mulling the best strategy to use HELOC funds - leaning towards BRRRR or buy and flip, to keep the funds freed up.Excited to engage with you all, learn, and contribute once I've got some experiences to share!

Thank you to all of you whom have taken the time to read my post and has contributed!

How much is she contributing as a down payment?