You can do this without bankruptcy and if you continue those new habits you can move on to buying an investment.

I see 3-5 as a fad.Fractional ownership - way to much overhead for these to be profitable. think "timeshare".STR in non traditional markets - running a STR is a business and real estate, boils down to location location location - who would want to go to a conference and stay in a STR vs. the hotel where the conference is at, most businesses pay for this I do not see why.Mixed use with green - this has been going on for years- it will continue but it is also more expensive to build - which means higher costs to use.Not trying to be debbie downer, I have seen these attempted to be done in the past and they really have not been successful.I do really like the BTR model though as I continue to see that as a very good option in the future. 

Best to talk to her and understand your options.

Have you talked to any social service agencies about this yet?

Talk to a realtor. 

I’m here to connect with like-minded individuals, exchange ideas, and continue learning from this incredible community.

Interest rates atm seem quite high so will ride this out a bit longer (and ratios will continue to improve over time.) 

Happy to connect if you have any questions or just want to talk real estate!

@Matthew Drouin I haven't even dreamed of doing what I'm talking about but research the subject I've been brought to various YouTube video offer case studies & case analysis which would have me to believe deals can be done by lone individuals without any capital of their own being spent.

This year, let's prioritize learning and adaptability, recognizing that continuous growth is key to staying ahead in an ever-evolving world.Networking and collaboration will be crucial as we navigate the changing landscapes of industries.