I send out a one sheet that has our current rates and terms, all the steps involved, and expectation of documents needed.

Reason I ask is one of them is two years behind on submitting their financials to the SEC and other required reports.

The most important first steps are reviewing the lease documents and rent rolls.

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Some of the alternative documents that can sometimes be used are state filings, previous tax returns, etc.

The insurance company wants to understand the limit of their liability and those documents spell out what the HOA says they will pay for and what they will not.  

As mentioned since it’s a local bank I would first review the loan documents to see what they say.

Hi Drew-The doctors document their hours actively working on their real estate.

That doesn't relieve you of the need for all of the correct documentation notifications and information your accountant will need to fil the form 8824 at the end of the year. 

It introduces more steps and time to get that information, because you have to go directly from each listing agent, which is problematic is we're trying to work fast to submit an offer within a span of a few hours.The bigger hurdle for most of the country is getting buyers to sign an exclusive representation agreement to work with a buyer's agent.