Here is where we are: I've talked to one broker recommended here and Wells Fargo, provided the same info to both: our credit score is 800, and both of us employed for over 10 yrs.  15 yr loan of around $390k, signed contract tomorrow or Monday.  

So, really, my gut says start there with the lawyers.Do you have any thoughts on the specific networking strategies you're going to employ?

Currently I have:$23k = rollover IRA$13.5k = Roth IRA*If it's of any importance, I'm unmarried, renting, no kids, and under-employed right now looking for an opportunity that matches my  normal salary range of $60-70k.

I'm 24 years old and think I'll be self employed for the rest of my life and want to finally start preparing for retirement.

You'll also want to be sure you're making estimated payments then as well since your employer will likely only withhold taxes for federal and California.

My credit is excellent, but of course being self-employed must go off my REI history rather than tax returns to borrow.

The wholesaler is fairly new to the business, but is employed with a well-established firm here in Denver.

Has the city been courting any major employers with any success over the past decade?

As long as you are "continually employed" without gaps and you can show that it is part of your "career growth" you should be fine, in my experience.

I could afford all the bills if I did have total vacancy because me and my husband are both still employed full time but I don't want that to have to.