At least as someone who had a few LLCs and S-Corps, I found the LLCs are easy to pierce....

If it is from a unit standpoint and most of the vacants are 5 x10's; but the economic occupancy it 95% then different questions arise.Changing rates is not that big of an issue. 

I wouldn’t be with him now if he was any type of scoundrel because I want a peaceful life haha"The records looks like below (total 4 with same date but different case numbers and details)Case detailsCase number: D-1-DC-19-202027State: TXCategory: Criminal/trafficSource: TX Department of Public SafetyJurisdiction: AustinOffense details #1Type: Felony state jail felonyDescription: Poss cs pg 2 < 1g (attempt to commit)Offense date: 03/23/2019Offense code: 35990020Suspended sentence: tx2270000Disposition: Convicted - lesser chargeDisposition date: 08/26/2019NCIC code: 3599Court: TX227075J - 147Th District Court Austin=========================================================Offense details #2Type: Felony state jail felonyDescription: Att/Pocs pg 2 <1g (attempt to commit)Offense date: 03/23/2019Offense code: 35990020Suspended sentence: tx2270000Disposition: Convicted - lesser chargeDisposition date: 08/26/2019NCIC code: 3599Court: TX227075J - 147Th District Court Austin=========================================================Case detailsCase number: C-1-CR-19-203552State: TXCategory: Criminal/trafficSource: TX Department of Public SafetyJurisdiction: TravisOffense detailsType: Misdemeanor class aDescription: Unl carrying weaponOffense date: 03/23/2019Offense code: 52030027Suspended sentence: tx2270000Disposition: ConvictedDisposition date: 08/26/2019NCIC code: 5203Court: TX227173J - Travis County Court at Law 9=========================================================Case detailsCase number: 19-1919-K26State: TXCategory: Criminal/trafficSource: TX Department of Public SafetyJurisdiction: WilliamsonOffense detailsType: Felony 3rd degreeDescription: Deadly conduct disch firearm indiv(s)Offense date: 08/29/2019Offense code: 52130005Suspended sentence: tx236065cDisposition: ConvictedDisposition date: 05/05/2021NCIC code: 5213Court: TX246015J - 26Th District Court======================================Case detailsCase number: 19-0832-K26State: TXCategory: Criminal/trafficSource: TX Department of Public SafetyJurisdiction: WilliamsonOffense detailsType: Felony 2nd degreeDescription: Agg asslt w/Deadly weaponOffense date: 03/23/2019Offense code: 13150005Suspended sentence: tx236065cDisposition: ConvictedDisposition date: 05/05/2021NCIC code: 1315Court: TX246015J - 26Th District Court

My accountant thought an S-Corp was the best option - something about being able to do more on the "tax" side? 

I guess it´s  also a duplex, I think as Jay mentioned it should be no problem to apply for another conventional one.

If you try and go the DSCR route with a 650 Fico your rate will be in the high 8's.

I own the land, I got it zoned for multifamily and I got the plans, elevations, renderings worked out. 

The question(s)? 

By signing below, applicant(s) give permission to (1) current and former employers to release any information about applicants’ employment history and income history to the above named person;(2) current and former landlords to release any information about applicants’ rental history to the above named person; (3) current and former mortgage lenders on property that applicants’ own or have owned to release any information about mortgage payment history to the above named person; (4) bank, savings and loan, or credit union to provide a verification of funds that applicants’ have on deposit to the above named person, and (5) to the above named person to obtain a copy of applicants’ consumer report (credit report) from any consumer reporting agency and to obtain criminal background information about applicants.

Quote from @Thomas S.: Working with section 8 from everything I have heard is a major pita.