I have a question for you experts out there, I have a bit of a unique situation here in CO and need a little evaluation. 

On one hand it's be a nice to have, but then again, she's my partner, so a division of labor is good too.Brian

Take those away or lessen them to reduce my taxes on ordinary income takes away the best opportunity that I have as an individual in the poor and middle class to financially succeed and it puts me in the daily grind where I have to be at the whims of market forces and other people's selfish decision making for my financial future.I am not a billionaire or corrupt...that's class warfare that creates divisiveness, which does not create opportunity for any of us in any class.There are consumers and there are investors and that is driven by each person's personal decisions.  

We decided to try different types of financing as everyones situation is unique.

@Cameron York - whether a note will go into foreclosure really is a unique situation on the note and as part of due diligence you will have a good idea if it is definite foreclosure or possible foreclosure.

I'm 100% sure they are wrong if some state banking division dragged them in for 100's of loans to occupants.  

As an operator of a turnkeyesq product I have a unique point of view about this topic.I think it is a good idea for you to look at the property, the neighborhood & hire an inspector on your 1st purchase.

Secondary units have some unique advantages in Berkeley and Oakland due to recent changes to regulations.

Real property is unique and with that goes unique laws and ethical requirements, one who has dealt in personal property cannot assume that a strategy dealing in used cars is okay in real estate!

Writing that as an offer contingency would certainly be unique.