I know what seller financing would involve in regards to me (the buyer) having to pay a interest rate set by the seller and the monthly payments also set by seller.But what are the benefits of seller financing a property?

Is there a defined definintion of occupany that mandates a set amount of days per month that I must sleep under the roof of my primary residence?

I have owned it for 3 months and I have 230,000 in equity.

I was living in Kennedy Town for two months last December.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

My goal of refinancing was simply lowering our monthly spending to reallocate towards future investments.

Points I can roll into the cost and don't mind a buy down if necessary.My primary concern is the bleed rate monthly for the build, Airbnb stabilization and the year after while we season it and prep for final financing for long term hold.

San Diego SFH rad average rent increase of $600/month last year (source Core Logic).  

The calculator estimates that operating expenses are equal to 50% of the monthly income.  50% is a rough guide. 

I'd hate for a temporary dip in the quality of the tenant pool to be giving my landlord "spidey sense" false alarms on account of taking an extra month or two to fill a unit.