A friend of mine ended up in a tough spot because he didn’t realize that improvements could be included in the exchange value under certain conditions.

You don't want to over improve a brrrr. rough napkin math: 70k purchase price + 46k rehab = 116k all in160k sale price *.92 (8% cc) = 147k147k - 116k = 31k profitSeems like a decent deal if you can sell. 

I hope you can use this feedback and improve the program for agents and investors.

The PM brought to our attention and suggested improvments he felt were nessesary on updating each unit, after our complete renovations were done.

While there are costs associated with purchasing properties, the platform itself offers free access to property details and market data.

Prior to the 3-day workshop (3 weeks before) they gave us access to the portal on their site where we could prepare and learn a little bit about what we were going to be learning in person, also questions to get to know us better and our goals.

I'm hoping that my finances are much better at this time next year and continue to improve as the economy gets cleaned up, with the right person at the helm. 

If they increase your limits, your dti will improve.

Most folks who come to me to refi end up having to bring cash to close even though the new value has increases substantially, they cannot access 20-25% of that equity due to the cash out limits being 75-80LTV. 

@Marizel AshbyBelow are the top things I will recommend you focus on if you don't have at least $30,000 in your bank account or you don't have access to that kind of cash from other sources:1.