The underwriter may want to see both the signed cash for keys agreement, and the agreed upon amount of money escrowed, to prove that it's legit and not occupancy fraud (most common type of mortgage fraud). 

(Even there, they've often called four or five folks advertising cash for houses.)A couple of good wholesalers I've found amongst all the frauds and wannabees in the wholesaling game.The Trustee Auction - buying on the courthouse steps.

Account Closed  I do a little of this and I would only deal with someone I can eye ball.and size up.. too many weirdo's and wanna bees on the internet or on bP or linkedin or facebook.I also owned a sizeable HML company and of course we advertised and many times did not meet our borrowers but if they were local we always had them come in.but I had a Accurant program to run them through that would detect fraud and I did that first contact.I have gotten a few loans from lendinghome and they do a back ground check which I think is great.But in general private lending is by non professional lenders known to you.. not people you meet on the internet that's a good way to lose your private money LOL

AND, it seems that nearly every available property comes with landlord paid gas and water (for those curious, my agent and contractor saw it's a safe neighborhood, spoke with the police captain for this District, and has been told it's safe, and has a strong Community Council and neighborhood identity- just low income). 

So lets say Realty Shares offered SaaS, for a monthly fee, anyone can have a RECF platform identical to theirs, except of course different branding.

It could be done before the refi is complete, but I'm not a fan of mortgage fraud when I can avoid it :-).As for you last question, how can I find these types of lenders.  

There is a Debt Model which is a security instrument secured by Real Estate nearly identical as Hard Money.  

Actually occupancy fraud was the concern in Bryan's case.

It's advised to inform these tenants that they are living in non-conforming units, so if anything happens, they can't nail you on fraud either.  

Regardless, once you waive your due diligence period, you're out of luck.The only way you can get them to pay is to prove that they knowingly and willing misrepresented, aka fraud.