It's not that I've never met a competent buyer's agent, it's that I believe that the service they provide doesn't match what they cost, especially in this day and age where all the neighborhood metrics, comps, etc can all be found online.In terms of getting a license, I have a day job that consumes most of my time. 

Are you 19, 45, or 71 years of age?

He who works longest and last receives the biggest portion.About me:I am a father of five who is just venturing into the realm of entrepreneurial real estate at age 30.

I bought my first home in April of this year at the age of 38.

Granted it's not formally approved yet, but the code has provisions for the change of use given the age of the structure (over 50-years old) - it's grandfathered in.  

Find 2-5 properties that you know to be 5-16 unit apartments, ideally of various ages, and get their addresses.2.

Otherwise notice must be posted on the main door of the premises, hand delivered to a person over the age of 16 at the premises, or sent by certified mail.

Some are as low as $100 per and some higher depending on the age, zip code, and build type (frame vs brick, basement vs slab, etc)If you are insured for less than the full replacement cost estimate amount - will the insurance company apply a co-insurance penalty to any losses?

It’s my bread and butter and I’m retired at age 37.

I suspect that many restrictions on who can occupy the property violate the 1st Amendment (association) and most property codes (freedom to alienate) unless it is an age-restricted community.