I know often times people on this forum say they are unnecessary and don't always protect against liability and just get a good umbrella policy.  

@Andrew ThomasSorry you I was shift my focus from purchasing my personal residence to purchasing my first investment property as a realtor you should have access to a program called realist you can easily go in there and search for out-of-state or out of County owners one of the best ways to Market is handwritten envelopes it is almost a guaranteed open versus any other kind of marketing realist has so much information how long people have owned the property with their mortgages Etc I would also try to find as many wholesalers as possible and sign up for their list and look at how they are packaging their properties you will need to go and join some investment clubs a national Club you could potentially join is called Lifestyles Unlimited I'm sure the information they teach is also available on Bigger Pockets at the end of the day if you have a great deal you will always be able to find an investor for it

The owner is here on Bigger Pockets, although 5 days before tax day is not the ideal time to reach out to a tax professional.

Knowing zoning laws, property taxes, and landlord-tenant laws will help you navigate potential pitfalls.To expand your knowledge, engage with real estate investing websites and forums such as Bigger Pockets.

@Tomer Ben-ShohamWelcome to Bigger Pockets and good luck. 

Hi there, new to Bigger Pockets forums.

A couple months of vacancy or repairs could put you behind the eight ball.You could always sell the duplex and take the equity and roll it into something bigger.

You could start with the house numbers, make them bigger and bolder so they pop, then maybe some dark decorations and that may be enough or if not then add more dark features such as shutters, paint some of the trim dark, etc.

@Jamie GrossmanWelcome to Bigger Pockets.

Whereas, if you were to default on a HELOC against your primary, you immediately go into foreclosure and have a bigger concern than getting sued?