And two of our bedrooms have painted concrete floors, because that's actually what we wanted in them, but I've read that bare subfloor can cause issues.

You will barely break even, maybe even operate at a loss when you consider maintenance & vacancy.But if you are looking for appreciation, then Morrisville is probably a safe bet.

Yup, I just sold my South Jordan rambler for less than I thought the market would bear/bare/beer (sp?)

@Victor MenezesThere are two ways to look at it:1) From the investor standpoint, it seems like the agent is doing the bare minimum and going about their business, not really caring about your investing needs.2) From the realtor perspective, working with/for someone they do not know, has never closed a deal, and spending time analyzing properties on their behalf is more likely to end up as time wasted, so minimum effort is given until that investor proves themself.I personally don't feel that it's the realtor's job to analyze deals/do the homework for the investor, although I will assist in double-checking the numbers on a property that my client is interested in. 

This is not an additional 5% thrown on by lenders, this is the bare minimum required by Fannie Mae. 

This was all done through texts including both of them at the same time but baring in mind that they cannot communicate with each other.

@Valentin EsquivelI don't know anything about the Phoenix market, but I've quit buying in California and started looking into out of state, cashflowing markets recently as almost every property I've run across in California has rents that barely cover the mortgage (not even enough to pay for a property manager).

Sounds like they did a bare minimum cosmetic rehab and ignored all the important aspects of the property to save money.

Don't help them, when you do, it becomes a cost to you.If I could do 5% down, and mortgage the rest over 50 years I would do it in less than a heartbeat...as long as I had positive CF.Let me add, that positive CF is NOT just barely positive.

Between child costs, debt, and just the cost of living, I can barely put food on the table.