It comes natural to some people sure, but there is still hard work involved.

I presented offers to HML but naturally none will risk not being in 1st position. 

It is providing society with a much needed service, providing safe, clean,  and adequate housing, emphasis on ," SAFE".I would also check with your local building department for what might be considered code violations.

I live out in Newberg and naturally would like to meet closer to home, it looks like Chace you're in Portland and Mathew you're all the way out in Hood River. 

Also If you dont make an adequate payment each quarter(25% of either of those two amounts from above) you will have an underpayment penalty. 

That is the nature of the beast.

The "back" or "bottom" ratio includes housing costs as will as all other monthly debt. quitclaim deedA deed that transfers without warranty whatever interest or title a grantor may have at the time the conveyance is made.rate lockA commitment issued by a lender to a borrower or other mortgage originator guaranteeing a specified interest rate for a specified period of time at a specific cost.real estate agentA person licensed to negotiate and transact the sale of real estate.Real Estate Settlement Procedures Act (RESPA)A consumer protection law that requires lenders to give borrowers advance notice of closing costs.real propertyLand and appurtenances, including anything of a permanent nature such as structures, trees, minerals, and the interest, benefits, and inherent rights thereof.Realtor�A real estate agent, broker or an associate who holds active membership in a local real estate board that is affiliated with the National Association of Realtors.recorderThe public official who keeps records of transactions that affect real property in the area.

Local investors will naturally not like this. 

Would ideally be a place that feels secluded, has a cabin like feel, surrounded by nature, and is not part of a community with fees.I've looked at previous discussions around this topic, but I still have many questions:- Does anybody have direct experience with short-term vacation rentals in the Poconos?

Make sure to take LOTS of good photos in good natural light.