Unlike our real estate investment, there weren’t hefty transfer fees involved in either the purchase or sale.

Another option is to put 2-3 inches of spray foam insulation then batt under that, it will assist with stopping some of the air transfer and seal it off as well.I would also check the windows in those rooms and whcih way do they face.

If can't transfer the rental into LLC and there are compliance costs associated with maintaining it you might consider shutting it down.

I jumped into this property hoping to house hack/buy and hold after I transfer out of the area.I had some hubris after my first investment and am still naïve in the investing world.

Oh bud, I think it would do that we’re gonna need lender’s consent as well and that’s what I’m trying to prevent, but maybe they do it under them handle that part and then after the fact transfer it. 

Have prior owners agreed to occupancy transfer? 

Inst ($285.00) ($1,943.52) 3/31/2020 ACH ORAM-2910BROUGHAM- Little Pay Mowing Bill Maintenance Expense-Cleanup, blow clean, extra services ($85.00) ($1,658.52) 3/30/2020 ACH ORAM-2910BROUGHAM- JEA Bill Utilities-01/21/20 - 02/19/20 ($59.37) ($1,573.52) 3/28/2020 ACH ORAM-2910BROUGHAM- Crossmen Home Inspections, LLC Bill Maintenance Expense-Locksets replaced and fire extinguishers place at move-in ($50.00) ($1,514.15) 3/28/2020 ACH ORAM-2910BROUGHAM- Crossmen Cleaning Solutions, LLC Bill Maintenance Expense-March 7-10 Maintenance Cleans ($30.00) ($1,464.15) 3/25/2020 Check 3.26.20ALL ORAM-2910BROUGHAM- JWB Property Mgmt Bill Management Fees- ($169.90) ($1,434.15) 3/20/2020 Online Bank Transfer ORAM-2910BROUGHAM- JWB Property Mgmt Bill Tenant Placement- ($1,699.00) ($1,264.25) 3/12/2020 ORAM-2910BROUGHAM-2910BROUGHAM Coker, J.

If you don’t pay the tax when you transfer the stock to them they’re going to owe the taxes on your gain and you haven’t really “paid them back”. 

As note buyers, we like to pay it off out of proceeds or be prepared too if the lender exercises their option to call it due for transfer.

You get tied up in court and every deal you've ever done gets reviewed to see if there are any other "fraudulent" transfers.