![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3174577/small_1737838289-avatar-bekahe.jpg?twic=v1/output=image&v=2)
25 January 2025 | 4 replies
As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2040859/small_1621517701-avatar-jaynas3.jpg?twic=v1/output=image&v=2)
8 February 2025 | 10 replies
@Jayna Stevens - Pros - Fast closing, construction funds given, credit score usually not a factorCons - Short term financing and expensiveYou need to have more than 1 exit strategy and you need to have enough funds to carry the interest payment in the event that things don't work out.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1046277/small_1621508034-avatar-joek116.jpg?twic=v1/output=image&v=2)
6 February 2025 | 4 replies
Run credit and background checks, actually call the listed referrals, and ask for bank statements.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3156043/small_1733934001-avatar-laurah250.jpg?twic=v1/output=image&v=2)
7 February 2025 | 9 replies
If you're focusing on rural properties, sometimes local community banks or credit unions are open to these types of deals.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3163075/small_1735687515-avatar-bradk182.jpg?twic=v1/output=image&v=2)
27 January 2025 | 3 replies
Have you looked into local credit unions or alternative financing programs?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/442426/small_1634748028-avatar-ryanl39.jpg?twic=v1/output=image&v=2)
8 February 2025 | 7 replies
RentRedi’s syndication marketing helped us secure a great tenant in under four days, including employment and landlord verification, as well as criminal, credit, banking, and eviction history checks.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/524821/small_1643375370-avatar-coles5.jpg?twic=v1/output=image&v=2)
24 January 2025 | 5 replies
Although I've considered a future line of credit against the property as my best long term option, I would need to pay down the remaining balance first.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3020668/small_1715523492-avatar-timothyl217.jpg?twic=v1/output=image&v=2)
8 January 2025 | 11 replies
House hacking seems like the best strategy for me.My goal is to purchase a single-family home in Maryland, D.C, (from lurking I've heard D.C was terrible for investing) or Virginia with multiple rooms where I'm making monthly payments similar to what I pay in rent and other charges ($2000-$2500).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3175588/small_1738024764-avatar-armanip2.jpg?twic=v1/output=image&v=2)
27 January 2025 | 4 replies
The masterminds often encourage students to finance the new-car like entrance fees on a credit card, on the promise of just a single deal covering all the entrance costs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/709222/small_1734224704-avatar-jerryian.jpg?twic=v1/output=image&v=2)
30 January 2025 | 8 replies
If you have equity and decent credit, a conventional Fannie Mae HomeStyle (or the Freddie Mac version) would likely be the better option instead of an FHA 203k loan (which will require a 3rd party HUD consultant to oversee the deal in addition to having the contractor involved).