In my opinion, that is a riskier bet because you have to have a big pile of cash for contingencies.  

The owner needs to know you are solid, a good bet.

I bet people will not be getting paid their dividends very soon.

The debt may not report to your personal credit (unless you are late on or miss payments, then all bets are off)2.

Sounds like their combined income likely beats your other tenants.Your gut is probably your best bet and you need to go with it. 

With training, it's great.Time spent varies from Client to Client, but I'd bet they probably spend ~30min answering our questions and clarifying transactions to close out the year.

Your best bet since your working on your capital are going to be to use low money down hard-money lender.

Personally, I love them because they offer built-in diversification.In my experience, local banks are your best bet for financing mixed-use properties.

Appreciation: Are you primarily looking for immediate cash flow (rental income exceeding expenses) or are you betting on long-term appreciation?

Although the property is worth way more than the loan we are needing and the secured collateral lien is really a sure safe bet and some easy money for someone willing to take the chance that isn't in it for anything other than to flip their money for profit/wanting to add to their portfolio, this would be an good opportunity for someone just starting out in real estate investment even.