If it's a subsidiary it is not as strong for guarantee.

The company was a subsidiary of her current employer and when I asked about the property, she knew the address but informed me that the loan was in default and sold... also about 20 years ago! 

Having an LLC structure like this with wholly owned subsidiaries may come back to bite you *depending on the case law for the jurisdiction that applies in your businesses*.

DefaultHaving followed the terms of the Consumer Credit Code,1995 I may demand repayment if any of the following happen (defaults):i) If you fail to pay any money you owe me on the date it is due and this failure lasts for more than 21 days after I have written to tell you that the amount is overdue.ii) If you break any of the terms and conditions of this agreement and you do not resolve the position within 14 days after I have written to tell you to do so.iii) If you or your guarantor die or do something which could lead to bankruptcy or if your guarantor serves me with a notice that he or she will no longer act as your guarantoriv) If any information supplied for or by you in application for the credit facility was false, misleading or inaccurate.v) If you do not provide me with the security within 10 days after I have written to ask you for it or within any extra time I may allow; if the security is also security for other money you owe me (or any of our subsidiaries) and the security becomes enforceable to pay any of the other money.7.

Prior to getting into software sales in 2010 (downturn), was an Analyst (both Asset Management and Acquisitions) for a large CRE subsidiary to a prominent Ibank and a private investor/developer - both of which are HQ'd out of the DFW area. 

I was wondering if anyone has experience with Cardinal Bank's business banking or their subsidiary George Mason Mortgage?

I can see WHY no one wants to hand over agreements (even tenancy contracts) with all the variable "case law" that keeps these attorneys playing both ends of the field, and the Crown livery corporate subsidiaries, trying to 'bribe' the attorneys in D.C., to appease them inter / nationally, on down to their state, county and city... places of business.

Subsidiary of parent corp. ( think Taco bell with 200 locations in one state etc.)3.

So if I read this correctly, we find an agent in one of the applicable states to act as the representative for the holding LLC, and then register a subsidiary LLC here in Florida to manage the properties?

They briefly lost their home when Lone Star’s Caliber subsidiary dealt harshly with their request for a loan modification.