Or work another year or two to fund some major splurge of a dream?  

I know I wouldn't, it's a vacation, let's splurge a bit and have a cool experience!

I’m in a much better financial situation now where I can afford to buy most things I want, driving BMW etc...but still..my old soul said..let’s use my money to make money instead of splurging at the mall.

That’s because I make the sacrifice most days so when I want to splurge I’m able to.

My second remodel I found ways to save some money in places where I splurged on the first house.  

I splurged and turned it into a double vanity with granite countertops.

It’s working class people that are not splurging on their rent or location of rent.

well, Thanks for all the replies and I am sure I am not going to splurge 50k basing on a advise from a random guy off internet but what bothers me is why does BP allow people with closed account status to still operate?

@David Zheng,My biggest splurge so far has been re-doing our kitchen, it's part investment, part enjoyment as it will be a rental long term.   

Here in Tampa that could be 75-100K price difference in those two homes. 4.8 ppl can comfortably fit into a 2br/1bth home, the cost to acquire is significantly cheaper, and the difference in yearly earnings is so insignificant that it doesn't make sense to splurge on the larger units unless the investor is riding an equity wave and plans to BRVRRR.