Another solution is to simply list it as an STR and say "contact host for long term rates".

Post pandemic, the secret is out and investors can no longer 'simply' operate a nightly vacation rental in most cities and regions.

come on now.. we all know these are fake lenders.. its simply not real.longer term fully doc  sure.. 

Most Heloc rates right now are around 7.75% to 10% so if you look at your blended rate between your fist and Heloc you would be better off doing a cash out refinance.A lot of people forget or simply do not know that if you do a cash out refinance the rate does go up but in 12 to 24 months if you do a "rate and term" refinance you can get it back down fairly close to where it was at prior.

In my experience that either means there is something prohibitive in the zoning, or there simply is not much demand for that sort of product if most people either go with an apartment in a large complex or rent a SFR.

So adding this to my prospecting plan may provide reach to do deals that I may not have had before simply circling the usual watering holes.

You simply wait until you find the right one. 

So Agree Jeff many simply have no basic manners. and that can be from a texting society where brevity is all they know. 

@Mario Morales, to echo Bradley, I would say this depends on what you are lacking in your own knowledge base.To some (probably many investors) the agent is simply an initial filter for them.  

So I'm very confused asking if there are any institutions that will take bitcoin as down payment (Which seems extravagantly easy because a bank or lender  could/would simply convert to USD) vs you stating that they take them as collateral, which seems like the more difficult task.