What I am having trouble with is estimating the "ARV" if that makes sense.

Based on those 2 categories, it sounds like a cost seg makes not make sense in my scenerio. 

Multifamily is considered residential since people reside in the structure. it's part of contractors license law, our testing is on it and violating can and will result in punitive actions.

I was advised people if you have 25 or $30,000 put it in a deal and learn from there but don't give it to a guru. 

Personally I wouldn't feel comfortable trying to wholesale a relatives $1M home knowing that I am breaking the law if I cross over into doing anything that can be considered representing them in the transaction, and knowing it will only be marketed to people who buy properties wholesale (typically investors who don't want to pay retail prices), instead of the majority of retail buyers active in the market who are typcially willing to pay more. 

Money is...important, but it's also a way to make a positive difference in people's lives. 

I am sorry but this makes absolutely no sense.....Also, any builder who has to be paid every week is a huge red flag.

First of all, let me pay my respects to the hardworking people in real estate and the treacherous waters they navigate—fronting hours of effort with only the chance of commissions and an abundance of non-forthright people out there.

If you're already stretched thin and expecting to hit 15-20 properties by year-end, hiring by summer makes sense, specially if revenue can support it.

I haven't seen a lot of discussion about this topic which surprises me since I feel like personal finance people talk about HSAs all the time!