Pending Sales increased 7.3% to 968.

It only takes 30 secs of my day but yields important numbers.Example; I just checked a pending property around the corner from our rental because the size and bed/bath count is the same.

I would have the conversation that your intention is to provide as much of the deposit back as possible pending damage.

Future income from a pending divorce?

Most lenders are going to be limited to using the lower of appraiser's opinion of market rent or the actual in place lease (or in some cases 110% of market if lease is greater) so it sounds like you just need to roll the dice on a new appraisal but I'd recommend having some rent comps on hand for the appraiser up front just to avoid the same issue.  75% cash out pending positive DSCR is widely available at most DSCR lenders. 

Otherwise, our discussions would sound like an echo chamber))I will just comment on some of the points you have made:- Houses that are "pending" and the realtor thinks closing is coming but it is being fished outAre these houses on MLS, made available to the public?

i would consult with attorney and CPA for your specific scenario . the same thing may effect everyone differently pending their financial position 

Assuming you have a lender who fits what you need, and the end of this call you should know whether your deal is financeable through them, pending of course appraisal or whatever else is outside of your control.  

What began as a very soft Spring STR shopping season crescendoed with Memorial Day weekend resulting in prime active listings going pending within just a few days and several with multiple offers. 

Selling a house and agreed to terms with a buyer *pending inspection report*.