DM me and we can catch up when you get here providing you move close by. 

However, 95% of it is verbatim what you posted here and I think that's hilarious, as if they are the first person to think of that angle and they're about to catch a bunch of millionaires in their brilliant web. 

After catching the investing bug, I flipped my first property and turned it into a rental—which I am still renting today!

You don't have to catch her with a doobie in hand.

I had been starting to catch onto the way he was manipulating me at this point and I do think he noticed me noticing which was scary in of itself to be examined in such a way, like sitting across the table from a predator whos meal he had paid for with my money I was forking over to him for all these months.

- Will we have to amend old tax returns or do it as a current year catch-up?

You can only play games for so long.Chances are your next door neighbor is an IRS agent and turns you in when your tenants blocks their drive or some other random event disturbing your IRS neighbor.ADU catches fire and your insurance won't cover you, because it was an illegal and unpermitted structure.The city inspector told the last guy not to build or rent it, and is now pissed and wants to make an example of you and just red tags the whole property and no one can occupy for the next 1-2-3 years while you wait for a hearing.Then when you get the hearing, "staff" recommends you tear the whole structure down, and if you still want an ADU, you can apply for a permit and rebuild it.Your tenant quits paying rent and won't move out and you can't evict them, because there is no valid lease and they're just your "roommate".Probably a dozen other bad things can happen to you when you do stuff like this. 

That should catch most of these issues.Some, you'll never know about until someone actually lives in the property. 

The catch is that it must close before January 31st, and I had to use their lender, DHI.

You'll never catch up to market rents at 3% per year.