I agree with you about the amount of sub 2 deals out there that make any kind of sense I get the feeling investor just think these things are out there as low hanging fruit to be plucked.. when nothing is further from the truth at least deals that would make sense to me and you .. of course there are always suckers that think over paying or paying full retail just to do a sub 2 is some great move. :)  but its like any paid training the reality of deal flow is greatly glossed over.

And than later focus on who your gonna hang from the main sail (figuratively speaking of course), lol. 

My hats off to you for hanging in there at 74.

You building and handling the rental, hanging signs, etc is an orange.

Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.  

I just keep plowing money into the mortgage  my goal is not to have it hang around long term so I would avoid the recast idea .

Hang in there, and good luck!

Originally posted by @Erik Whiting:Jerry, you're a bigger fish in a bigger pond that I am if you're hanging onto $1 M+ in bit coin. 

I've been looking to branch out to a few different areas on the East Coast that would necessitate a property manager but Texas and its heavy investment in business, including the major tech investments in the works around Sherman are very intriguing.

But hanging onto to some of those rates isn't always a bad idea.