Markets have cycles and prices don't rise rapidly forever.But what happened last decade was a singular event and was based on greed, speculation, and very poor lending standards.

CONTEXT: The terms Seller and Buyer ad herein contained shall include singular and/or plural, masculine, feminine, and/or neuter, heirs, successors, personal representatives and/or assigns wherever the context so requires or admits.What does that mean?

I feel like the prevailing thought is that it is about "cashflow", singular, when real estate investing is about a series of "cashflows", both positive and negative.

However, Starting in October FHA is changing their guidelines so they will be able to just approve the singular unit for FHA financing without dealing with the whole association.

It was 2010 and the C$ was at parity to the US$ and RE prices had collapsed in the sunbelt by 50-70%, which made US RE extremely affordable for Canadian investors My singular goal back then was to replace my annual salary with the equivalent in rental positive cash flowNot only have rents and appreciation exploded since then, but the US$ is over 30% more valuable compared to the C$ then it was back then.

I have to then reinsert everyone else, and include the singular message, to everyone again. 

Imagine a site where you can show population trends, job growth, age of workforce, etc. on a singular map and narrow down to census tracts that you want to invest in.

Real estate investment is not a singular thing, it is muti faceted with multipule specialties, and where people get burned and loose money is jumping into unknown waters.

I think that his first paragraph, when compared to his section on Ownership & Employees, is in contrast between plural and past tense, and singular and pre-tense.

[NOTE: The word "people" may be either plural or singular.