Jacob,The advice you are getting from this guy who is "in lending" is very vague and is not covering all of the fine lines that manufactured home financing requires.

If you ever want to discuss strategies for sourcing deals, building relationships with institutional buyers, or refining your market analysis approach, feel free to DM me—I’d be happy to help!

Not that it really matters.No institutional lender will give someone a loan that doesn't have:1) Credit history2) A social security number3) Income3) Employment historyYou'll want to research Wholesaling and Land Contracts.

If timing permits you can get a tenant into your home that you'd be leaving.If you are going to move into the new home you have a lot of options for better rates and lower down payments.Matt HowardNorthpointe Bank616.552.5730https://www.northpointe.com/home-lending/get-started/matt-ho...https://www.zillow.com/lender-profile/matt%20howard/

All depending on perspective.I would take it with a big grain of salt, I think Opendoor is trying to drum up interest, given how many properties, they and other institutional buyers, are having on the market (e.g.

But, like everything in lending, when you "risk layer" the rate/terms are usually a little worse.

Are there any hard money lenders that lend 90%?

A lot of investors start with direct ownership but later shift to passive syndications, real estate funds, or private lending to scale their wealth without the operational stress.

Pricing higher than a bank ( if you can actually get a bank to lend you money in the first place)2.

I know of at least two big players in the lending space who have begun asking for a higher rate if you had in a sec 8 / HAP leases.