Asset based, aka Hard Money Lenders, make the loans the banks cannot make.Very short terms.

You can't actually pay it off directly because they've been securitized, and the people who invested in those securities did so because of the specific certainty of the payment schedule.What you do in a defeasance is use the proceeds of the sale or the funds from your new lender to purchase treasury bonds that are packaged to make the exact payment amounts and timings on the remaining term of the loan, and then assign those bonds to your old lender.

Many lenders will limit to 65LTV for Foreign Investors, but there are some exceptions who will go to 70LTV or even 75LTV. 

If you're thinking a Conventional loan... did your lender say if you'll be able to pass QM with such a small loan amount?

Many private and hard money lenders will refinance your investment property if the numbers make sense.

DSCR Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

They had a upgrade that synched your mortgage lenders with your ledger.

Most lenders out there (myself included) cannot finance mobile homes.

So the lender owns that equity into the future and you will owe them that equity back.

That way the lender has an idea what it is you are doing and cost.