Residences and cars are not purchased in individuals names.  

If you are in the CLT area and are looking to connect with othr like-minded individuals, I would love to grab a coffee with you!

That also plays a major role in what to do. end of day stocks and real estate over time provide the same return on average - so it is really based on the individual, their experience and desire Thank you. 

:Question: Why is preferred to use a warranty deed, instead of a quit claim deed?

Very unlikely unless you find a private lender/individual to do this as a one-off. 

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

@Victor Yang When gifting a house, the FMV at the time of the gift counts toward your lifetime gift exemption (currently $13.92M per individual in 2025).

Preferably May-September.

If I have several options, I would prefer a HELOC with no initial draw requirements (i.e. to establish a literal line of credit that I have no specific short term plans to use), i.e. not something like the better.com HELOC. 

Definitely call your preferred lender to ask though.