How do you ensure a healthy and supportive environment in your co-living space?

Marcus - I think it is not only healthy, but very necessary, to allow politics into our discussions.

And of course, get some healthy cash flow and build our financial wealth!

Here’s the plan I’ve come up with, and I’d love to hear your thoughts on its feasibility, potential risks, and any improvements you might suggest.The Plan1.Pay Off Mortgage: I currently have $170K left on my mortgage, and my goal is to aggressively pay it off in the next 1.5 years.2.Establish Emergency Fund: Before making any big moves, I’ll set aside 6-12 months’ worth of expenses as an emergency fund.3.Extract Equity: Once the mortgage is paid off, I’ll pull out the equity from the property.4.First Flip: Using the extracted equity, I’ll purchase another house, fix it up, and sell it for a profit.5.Reinvest Flip Profits: Instead of buying another property immediately, I’ll use the profits from the flip to renovate the original property, aiming to increase its rental income and appraisal value.6.Reappraise and Extract Equity Again: After renovating, I’ll get the original property reappraised and extract additional equity based on its increased value.7.Purchase Rental Properties: With the additional equity, I’ll start purchasing rental properties that offer positive cash flow and have growth potential.8.Leverage Equity Strategically: I’ll use equity from the original property and any new properties while maintaining a healthy loan-to-value ratio (LTV), ideally around 70-75%.9.Build Rental Portfolio: I’ll focus on acquiring a mix of property types (e.g., single-family homes, multi-family units) to diversify my investments.10.Focus on Cash Flow: I’ll prioritize properties that generate consistent positive cash flow, ensuring that rental income covers all expenses, including mortgage payments, maintenance, and management fees.11.Long-Term Hold: I’ll hold properties long-term to benefit from appreciation and tax advantages.

I do know they have a healthy marketing spend. 

Still, Peoria, and likely basically every other Midwest city, beats inflation by a very healthy margin.

it sounds like you are in a healthy position.  

I combine that with my Debt to Income ratio, which tells me how healthy my cashflow is.

Rather than entering and exiting based on market timing, I prefer to change an investment focus/strategy depending where I think the investment cycle is.Per Wells-Fargo analysis tomorow, the future is Fed 2/5 Notes yield around 4% so 50-70bps lower than today and it would not be like in the previous 40 years where there would be a huge spike down "reverse V".So if we assume the Fed Note at 4.25% and healthy spread is 200bps, we expect the Commercial Rate Note to settle at 5.7-6.75% in the long run.Having said that, if cap rate settles at 6.5-7.0 that's a pretty healthy spread, so I expect the valuation to down 50 to 100 bps from today.I see lot of "funds" level syndication these days, almost none of them running in healthy financial metrics.

He knew the risk, it was a good ROI for 18 months, but then it dropped and he hasn't gotten it back because he didn't build good healthy backlinks during that time... so it bit him.