I just completed my first fix and flip and have buyers who are interested. We agreed on price terms etc, were under contract for a few days and then I find out their lender can not approve them due to student loan and...

WPC work OK on level subfloors but there are issues with the denting and it being able to withstand intense heat like in ultra hot climates.Rigidcore gives you the rigidity of the WPC with a little flexiblity, AGAIN stay with a 4mm product with a minimum 12 mil wearlayer(20+ mil is better abd commercially rated) but should have either an AO or Ceramic Bead scratch resistant finish.

I am just a laymen when it comes to liability, ao this is just a casual observation.

How does crowdfunding work and is it worth looking into ao that I can close these deals?

The whole process would be setting up the title company/closing date, using PA's standard AOS via DocuSign, and retaining the deposit through the title company's escrow.

It's a win-win for you.All of this is somewhat complicated bankruptcy stuff though, so get a good attorney. thanks Justini will get an attorney to talk to then.but as our contractual relationship with the seller is just the agreement of sale(AOS) so far, if we want to push forward, can we file a case in our district court and force the sale to happen then force the seller to bankruptcy and state get the remainder, net of sale amount - bank debt.?

As far as "protecting the buyer" I'm not sure what you mean unless you assigning your buyer back to the seller (we call that an AO if you haven't had a chance yet to read my Amazon Best Seller - Real Estate on your terms). 

My biggest goal would to be a o own my first property by this time next year.If you were a beginner in real estate investing again, what would your first 90 days look like?

The key to longevity is that AO or ceramic bead finish over the wearlayer.

That will always work if you order a new appraisal and send them your comps prior ao they know where your head is at.