In contrast, Spain imposes a 24% tax on gross rental income for non-residents (or 19% if you are an EU resident).Financing: The banking system in the Netherlands is quite conservative, with Loan-to-Value (LTV) ratios of up to 80% for investment properties.

Quote from @Isadore Nelson: Quote from @James Hamling: @Jonathan Greene to piggy-back on what your laying down here: I believe a core component of the "problem" is a gross over & mis use of "Cash-flow". 

Something that didn’t need a complete overhaul but something that I would do light cosmetic cleanup in a good area.Reason being is that let’s say I bought a 5 unit building for 500k and put $100k down.Let’s assume that building has $100k in annual gross rents.

Do these return metrics come gross or net of fees?

Just remember that $70 is the gross number they charge , they have to buy supplies , insurance , tools , vehicle , gas , workmans comp etc . 

You can generally go up to 75% LTV on these products so long as the anticipated PITI is 1:1 with the gross rent.

Here's the breakdown of rental income and expense analysis:1.Annual Gross Income: $25,800 (Monthly rent of $2,150 x 12)2.Annual Expenses: $25,800 * 0.40 = $10,3203.Annual NOI: $25,800 - $10,320 = $15,4804.Annual Debt Service: $10,680 (Calculated previously using a mortgage calculator with a loan of $131,775, 7.25% interest, and a 30-year term)5.DSCR: $15,480 / $10,680 = 1.45 (approximately)

As bit by bit more and more comes out in media of the myriad of gross mismanagement actions done via, your buddies Comrade John, Big Government. 

LA in 2024 had a minimum wage of $19.33 an hour. 52 weeks at 40 hours a week grosses you $3,350 a month.

Are there margins gross or post net?