You could structure a low down payment with interest-only payments for a set period, then refinance later.Master Lease with Option to Buy – Control the property now, generate cash flow by leasing it, then buy once it's stabilized.Sub-To or Wrap Mortgage – If there’s existing debt, you might be able to take over payments or structure a wraparound mortgage to benefit both parties.Hard Money or Private Lender for Reno Costs – If you secure a seller-financed deal, you can use private or hard money for the rehab without tying up your own capital.BRRRR Strategy with a Bridge Loan – If you can get the purchase price down, use a bridge loan for acquisition and rehab, then refinance with DSCR or conventional financing.Would love to hear more details to help structure something solid.

You're considering taking a peek at the Cape Coral, Florida real estate market, which is fantastic!

Quote from @Mathius Gazi: I picked up a two family last summer in New Haven and it is doing absolutely fantastic.

I am a rookie investor hoping to purchase my first property within the next 90 days.Kwanza Hi Kwanza,The first thing you'll need to decide is whether or not you want checkbook control of your self directed IRA. 

Of course, it was due to extenuating circumstances which neither you nor the lender had control of.

Plus with it being a townhouse, you don't have certain controls like the HOA and special assessments.

With a dynamic real estate market, diverse neighborhoods, and high rental demand, Chicago is a fantastic place to invest in house hacking. 

Real estate can be a fantastic career if you dedicate the time and effort to learn thoroughly.

Without control in the deal, you’re at the mercy of both the lender and the seller, which is not a good place to begin in real estate investing.Because you’re not putting any of your own money into the deal, neither the lender nor the seller has much incentive to be flexible if problems arise. 

I think a middle ground could be reached there but alas not in my control.