@Ryan BroschardHi Ryan,You have hit a common issue many new investors fail to anticipate.  

The tenant fails to pay their last month's rent and leaves the place needing new flooring and paint.

I think there was some thinking on the part of "investors" that they were getting great deals on lots, when what was actually happening was they failed to realize how much lots were devalued after such a disaster.  

Should tenant fail to response, you would request a default judgment and under the proposed facts it would be granted in all likelihood.

I’m over weight and yes I love food so if you call me fat that’s fine because your right! 

Although I/O looks great; everyone just failed. 

A note failing after two months is a pretty rare event Aloha is a very experienced lender. 

Many fail because of the real estate as the section 8 program is nothing more than a band-aid fix that's rarely sustainable.

There would potentially be some weight issues with the 2nd+ floors of some shopping malls, depending on what the potential tenant wants to store in the upstairs unit. 

The overall trend of the 10-year treasury appears to be downward reflecting as well right now, with the most recent high of 4.8% on 1/13/2025 failing to touch the previous high of 4.98% on 10/19/2023 and now sharply falling to 4.62% today (1/24/2025).