If you are trying to maximize cashout many programs nowadays ask for 4 months of PITI prepaid which reduces your cashout, so finding a program that doesn't ask for that is basically equivalent to an extra 2-5% cash at closing.

Use a few extra tools to maximize profit with dynamic pricing and automatic emails.

Lastly keep extras of almost everything. 

Juliette,Seeing rates right around 7% right now pretty consistently, even on investment/DSCR notes.

You talk about consistent performance but you are going off of the word of inexperienced investors who don't have a clue about what they are doing.  

., tenant payments are LESS consistent, so many PMCs opt to pay owners later.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Many desirable neighborhoods that offer a consistent predictable return on investment.  

Prior owner of the website has a verifiable 24 month history of revenue that is pretty consistent. 

Along with this the USD is buying $1.30ish AUD so you are getting an extra 30% buying power with US Dollars