More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

If you can make a conventional loan work, it’s likely a better option.

I’ve bought 5 houses with 401k loans up to 50k.

Curious if anyone has done that since land loans aren't great terms.

My personal home loan has a mortgage balance remaining of 157,000 and it's currently worth 550,000.

The lender is pushing you to do this to get an FHA loan.

Not sure what ($139.11) Wall plate covers $1.62 Garage door balance $1,185.01 Cheap paint brushes $3.89 Drywall anchors $8.21 Door finishing $1,400.00 Wall plate covers $5.48 Shelve brackets and air filters $60.58 Stair refinish $560.00 Door handles-dummy $41.30 Door handles-dummy, angle finder, Paint for countertops $123.40 Front door handle $152.55 Door finishing $350.00 Window balance $10,993.20 Landscape lighting $246.15 Fixing exterior lights and plugs in office $150.00 Door stops and towel hanger $20.83 Ring doorbell $65.84 Light bulbs for chandelier $43.88 Hanging chandelier $49.00 Hanging chandelier $462.50 Vent cover $19.68 Gutter extender $6.16 Mailbox $447.21 Landscaping-Wanderwolfs $119.63 Landscaping $932.88 Gutter extender, 2x emerald green $110.43 Pebbles/mulch $86.54 Paver $125.12 Landscaping $521.31 Landscaping, gutter pop up $403.93 Landscaping-adjustment for 20% discount ($89.78) Beach pebbles, garden staples, Insect killer $135.59 Emerald Greens $72.94 Pebbles/mulch $100.06 Returned Festuca grass ($16.64) Mulch $11.49 Paver $41.71 Mulch $10.38 Front tree $900.15 Fence $5,690.00 Fence stain $667.05 encapsulation $3,165.63

In your experience, does one approach lead to better appraisals, loan terms, or overall outcomes?

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options?

I got a rehab loan for a flip from a friend for 9%, no draws, and got all the cash upfront to finish the project.