It might be helpful to consult a financial advisor to weigh the pros and cons.

Rental properties are a great path for financial freedom.When investing in Fix & Rent properties its great to have a licensed GC in your back pocket and a realtor you trust.

Joe, the reason I created this breakdown was to evaluate these different strategies long term.

The goal is to achieve and maintain financial freedom.

This book has great information on how to evaluate deals and will tell you about the metrics you are asking.

If you're in a good financial situation, I can't imagine not taking the bigger profit approach.

I work with a lot of these types of investment groups if you have other questions.Ultimately, the overall risk of the project remains the same, it just spreads the financial requirements around to more people.

Ultimately, balancing your student debt and financial goals will help guide the best decision.Good luck!

Run the numbers on both options and go with the one that builds long-term cash flow while keeping you financially comfortable.Good luck!

This gives you a clear, tamper-proof view of their real earnings over the past 12 months, showing recurring vs. non-recurring deposits, average balances, and overall financial stability.