update: HOA lawyer responded to me just now to help with  Lien discharge for appropriate fee.

The second mortgage has had no payments made to it and was actually discharged in a 2010 bankruptcy.  

The second mortgage has had no payments made to it and was actually discharged in a 2010 bankruptcy.

well,, I got my RE license at 18  my brokers at 20.. got lucky and hit a few deals out of the chute in the Bay AREA and never looked back.. that was 42 Years ago ...

Tax deeds convey title to the purchaser free of all prior encumbrances (mortgage liens, judgment creditors, etc.) of any kind EXCEPT liens specified by Revenue and Taxation Code Section 3712, Lis Pendens actions and any Federal Internal Revenue Service (IRS) liens that are not discharged by the sale, even though the Tax Collector has provided proper notice to the Internal Revenue Service before that date.

I filed an object for the discharge of debt related to the property. 

Regulatory Guidance Notes can either be in the form of a statement of best practice or a statement of minimum best practice.Occasionally a regulatory authority will feel compelled to issue detailed guidance to regulated businesses on how it expects them to actually discharge their legal and regulatory obligations.

Pay close attention do handling downspout discharge as well.Best to you.

Nov 2010 we discharged this house via chap7.Now I'm worried because Ocwen is TRANSFERRING my mortgage to another servicer on June16th!!

Also, after you have owned the property for a while you can do a re-fi to potentially get cash out and use on your next purchase, or at a minimum discharge the PMI, since you will have less that a 20% DP you will most likely end up paying PMI each month.