Until about a year ago, I was living on a student's "income" that more or less covered basic spending and nothing more, which was fine for me and even allowed me to put a bit of it on the side over the years......which I then spent on my first car as soon as I got my first real job.

How do they get to your property to pick up the car? A

@Peter Sinclair @Ray Lai @Jack Pinney @Cara Lonsdale @Colleen F.

Originally posted by @Cara Kennedy:@Ronald Starusnak - congrats on the 11-unit!

@Cara Lonsdale Thanks for the complements!

I use USAA for all of my insurance, both properties and car (as well as umbrella).

I totally disagree with @Cara Lonsdale.

A fancy car (a used acura TL in my case) can make a young man feel pretty big in the britches for a few months.  

If you generally drive a 3 to 7 year old car as the most economical approach for you while not feeling like you need to wear a mask to retain your pride, you need to but a 3 year old car and trade it in 4 years for another 3 year old car.

And if they disagree with you its big money fighting city hall as it were...for the general public then the due diligence is hey will this company be there in the long run how do I know they have the wherewithal to cure.. what happens when there are no more 2nds to be bought at these huge discounts. what happens when they have made gazzillions and have retired and there is no company left to warranty... the notes down the line. what happens if I don't like the replacement note how does that work.. so those are just basic questions when your buying something with a warranty be it a car a toaster ( or my favorite Windows) Windows have 10 year guarantee ( window company folded) your windows have leaks nothing you can do.Its just like sellers of property giving rental guarantees they are only as good as the strength of the people giving the guarantee