The banks are counter offering just a few thousand off their listing price.

I think the law in Pennsylvania states that if a party makes a counter offer and the other party accepts, you have a contract.

However, if you lowball, be prepared to get a counter offer which will have the initial sales price (agent saying go away) or something lower (agent saying lets negotiate).The listing agent may want you to provide proof of funds either by financing or cash, but other than that, they should have all necessary paperwork that you need.God Bless.

It is part of the counter offer.

In addition to all those counter offer and addendum, will they send us anything if we accepted and signed all the addendum?

I negotiate directly with the seller and there is no “offer”, “counteroffer´, 30 page contract realtor non-sense.

I will update you on how that goes.also I have had the lender send a counter offer to the home owner for a few thousand.

I simply responded spontaneously and said, "Why don't you give me a counter-offer."

If you're not getting counter-offers, your bids are likely too low (assuming you're contracts are being submitted correctly, of course).Can you give a couple examples of offers you've made -- list price, offer price, contingencies, etc?

Alright, my $96 counter offer was accepted.