It's possible to find cheaper options but make sure you evaluate the coverages offered.

It’s so comprehensive that I’m compelled to give you a great answer, but there is so much to unpack that a full proper answer to every question may take longer than I have tonight.

You should also check to ensure they have Errors & Omissions insurance, Fidelity Bond coverage, and a Financial Institution Blanket Bond.Some are more consultative and advisory and provide guidance, while others are just processors. 

It should be as easy as converting one conventional loan that cashflows well to a Debt Service Coverage Ratio loan or DSCR.

Seems like you made a pretty comprehensive list! 

@Seth RolandLoans like bank statement loans or DSCR (Debt Service Coverage Ratio) loans could be great options.

Is there solid equity coverage? 

Here’s a quick guide to help you choose between Basic and Comprehensive Coverage and understand your options for Cash Value vs.

If you need more coverage, you can usually increase the liability amount on your current policy.

They were willing to lend up to 80% LTV and wanted to see a debt coverage ratio of 1.27 on all loans used to purchase the property.